Afford the life you want with the money you

already have

does this sound familiar?

• You make good money but have nothing to show for it

• You want to afford little luxuries...but there is never money left over

• You have tried to fix your spending but it didn’t work...or didn’t last
  

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INTRODUCING BECOME UNSHOPPABLE

LOGO

Overcome The Urge To Shop

STOP OVERSPENDING

BY LEARNING TOOLS TO STOP

SPENDING BEFORE IT HAPPENS

I’m Mary Ann Stenquist And I’ll Be Honest: Budgeting Didn’t Work For Me

I went from working full time as a Speech-Language Pathologist, to a part-time working mom, to a full-time stay at home mom. Suddenly we found ourselves living on one income, but spending like we had two. I did not want to return to work, and knew that if I took it upon myself to budget that I could make our finances work. But guess what— I couldn’t budget. No matter what budget I tried, I couldn’t stop my overspending.

Why Is My Budget Not Working?

I asked myself this exact question every month. For a year. You think I’m joking but I’m not. Every month I would ask myself, ‘Why is my budget not working?”

And every month came with the same answer: “I have no idea.”

I turned to experts in books, on the internet. All my sources had the same advice—make a budget. So I figured that it was the budgeting method I was using that needed to change.

So I Tried...

Cash Envelope Budget

Zero-Based Budget

Pay Yourself First Budget

The 50/30/20 Budget

But after every budget I found myself no closer to ending my overspending. No budget I tried gave me active tools to stop spending BEFORE it happened.

I remember typing into Google: ‘How to stop spending before it happens. But the only results that came up were for budgeting—which hadn’t fixed my overspending. I couldn’t find a budgeting approach that fixed my spending...so I was forced to make my own.

But A Breakthrough Happened...

I discovered that there is a psychological reason for why we buy, and yet NOBODY talks about it. This knowledge transformed my finances and my life. I learned to stop spending before it happened. I finally felt in control of my life and my finances.

Learning and living the skills I teach has truly changed my life. Before, I truly was enslaved to shopping. Now I can honestly say that I don’t have that uncontrollable urge to shop. I still enjoy going out and shopping, but I am not driven by it. I feel like I have my life back and I am finally living a life full of possibilities, now that I have the funds to make my financial dreams a reality.

For The First Time In Forever

I DON'T FEEL GUILTY about my spending because I am in control of it

I FEEL GOOD about what I am spending my money on

I am keeping more money than I am spending

Our net worth is going UP

I finally have money to do the things I want

Things I deemed ‘too expensive’ are now affordable since I am not

spending unintentionally in other areas I don’t care about

INTRODUCING:

INTENTIONAL SPENDING

BECOME UNSHOPPABLE INCLUDES EVERYTHING YOU NEED AND

NOTHING YOU DON'T

SO YOU CAN STAY DEBT-FREE, GUILT-FREE, AND FREE TO FEEL GOOD ABOUT WHAT YOU

SPEND YOUR MONEY ON

WHAT REALLY CAUSES OVERSPENDING

• SPENDING IS NOT SOLVED LOGICALLY
  
• ROLE OF EMOTIONS
  

THE

‘NEED’

TO SHOP

• WHAT DRIVES US TO SHOP
• ROLE OF DOPAMINE
• CHANDING OUR PHYSIOLOGY
  

YOUR

SPENDING

TYPE

• LEARN YOUR SPENDING TYPE
• WHAT TRIGGERS YOU TO SPEND
• LEARN TOOLS TO STOP SPENDING
  

YOUR SPENDING TYPE AND YOUR SPENDING HABITS

• HOW YOUR SPENDING TYPE RELATES TO SPENDING
• YOUR SPENDING VALUES__
  

THE SPENDING APPROACH

• MY SIMPLE 3-STEP PROCESS
  
• SAVE MONEY IMMEDIATELY
• SUSTAINABLE HABITS
  

RECEIPT ANALYSIS

• UNIVERSAL METHOD FOR ALL PURCHASING METHODS
• SEE WHAT YOU ARE BUYING
  

SPENDING HABITS

• TRACKING SPENDING VS HABITS
• UNDERSTAND WHY YOU BUY THINGS
  

SPENDING ANALYSIS

• ANALYZE SPENDING
• SEE SPENDING TRIGGERS IN REAL TIME
  

BREAKING HABITS

• CHANGING BAD SPENDING HABITS
• PUTTING PLANS IN PLACE
• REPLACING WITH BETTER HABITS
  

MAINTAINING

GOOD SPENDING HABITS

• SETTING YOURSELF AND YOUR FINANCES UP FOR SUCCESS LONG TERM __
  

IF YOU’RE THINKING TO YOURSELF...

“I’VE ALREADY INVESTED IN SO MANY RESOURCES, DO I

REALLY NEED THIS?”

CONSIDER THIS PERSPECTIVE:

This course costs less than a week of eating out and less than just one night eating out as a family! It holds the power to transform not just your spending, but your entire approach to money. Imagine shifting from a state of guilt and frustration to one of confidence and net growth!

Uniquely Crafted For You: This isn’t just another generic program. It’s designed for people like you who are determined to change your finances and your life.

Revolutionize Your Finances: Break free from the cycle of spending, ineffective budgeting strategies/money management strategies. Embrace a strategy that’s systematic, effective, and maintainable.

Revolutionize Your Finances: Break free from the cycle of spending, ineffective budgeting strategies/money management strategies. Embrace a strategy that’s systematic, effective, and maintainable.

THINGS PEOPLE ASK US ABOUT

frequently asked questions

I have/don’t have a budget. Will this help me?

There are seven modules and each module is between 10-20 minutes. You can listen to them at your own speed and convenience.

I have a busy schedule. How time-consuming is the course?

There are seven modules and each module is between 10-20 minutes. You can listen to them at your own speed and convenience.

How long till I see results?

If you follow the steps I outline in my course, you will see results within the first few weeks. But if you are willing to implement the steps immediately, you will see changes within the first two weeks.

Will I actually see

improvements in my spending?

Yes! The Spending Habits Approach targets the reasons behind spending. This knowledge will give you active tools to stop spending before it happens. Stopping spending at the root cause will make lasting changes to your spending.

I’ve been disappointed by similar programs before. How is yours different?

I understand that disappointment. Budgeting didn’t change my overspending, so I had to look at the deeper reasons behind my spending. There is actually a psychological reason for why we buy that nobody talks about, and yet it is key to ending habits of overspending for good.

What if it’s not for me?

I offer a 2-week money-back guarantee so you can join risk free. I want this to be the right fit for you and if you feel it isn’t the right fit for your needs, you can opt out with no hassle